Tuesday, February 21, 2012

Price of Gold will Shine Again

Gold price rises today as China's move to reduce the capital adequacy ratio of banks to stimulate economic growth, while European policy makers closer to agreement on aid to Greece. The spot price of gold rose 0.8% to U.S. $ 1,736.95 per ounce, and traded at U.S. $ 1735.75 - 9:37 pm Singapore time. The price of gold bullion for delivery in April rose 0.7% to U.S. $ 1,738 per ounce at the Comex in New York. Spot gold with a purity of 99.99% on the Shanghai Gold Exchange rose 0.3% to 353.30 yuan per gram (U.S. $ 1744.53 per ounce).

At the close of the weekend, precious metals prices were little changed as Greece and creditors are trying to reach an agreement on the terms necessary to secure the aid package of 130 billion euros or the equivalent of U.S. $ 172 billion.

Positive performance of commodities is indicated today after shocking steps at the weekend. At the end of last week, gold price traded with not much recorded change as Greece and its creditors are still trying to find a solution to the second bailout plan for Greece.

European finance ministers meeting in Brussels today to reconcile the demands made by the leaders of Greece, the debt swap between private creditors and the role of the European Central Bank.

In China, the central bank said the proportion of money lenders must set aside, known as the capital adequacy ratio, will go down a half percent from February 24. That makes the dollar lower against most of the 16 major currencies today.

There are several factors that led to rising gold price today. First, China cut the reserve requirement (GWM) banks to boost growth. Second, investor optimism that EU leaders would approve a bailout for Greece. This is then led to a weaker of U.S. dollar.

Wednesday, February 15, 2012

Making Money from Glass Waste

Waste is a serious problem in many countries, especially in big cities with a population that exceeds capacity. Waste becomes a problem as the throw-out, dirty, smelly, cause disease and pollute the environment. But with the right technology, waste -aka garbage, trash, rubbish, junk, and litter- may be items that can be utilized and have high economic value.

Inorganic waste can help develop the recycling industry. Paper Waste will be recycled by the paper industry, plastics and glass waste will be recycled into raw materials industry, while the organic waste can be processed by the compost processing industry into organic fertilizer can also be processed into industrial energy / building materials industry. Some of the recycling industry are small businesses with appropriate technology.

Recycling is one of way used to minimize the amount of existing waste to increase its economic value become useful goods. Recycling is one of way used to minimize the amount of existing waste to increase its economic value become goods that are useful. Recycling is a process for reducing the use of new raw materials, reduce energy use, reduce pollution, land degradation and gas emissions when compared to the process of making new stuff.

Material which can be recycled consist of waste of glass, plastic, paper, metals, textiles, and electronic items. Although similar, the composting process that typically uses waste biomass that can be degraded by nature, not as a recycling process by which I mean in this article. Recycling is more focused on waste that can not be degraded naturally by environment by reducing land degradation. Broadly speaking, recycling is the process of garbage collection, sorting, cleaning, and processing of new materials for the production process.

One of the recycling business is the product made from recycled glass. Many ways are used by craftsmen to turn glass waste become recycling business by utilizing used glass as a base for the manufacture of handicrafts. One of them is an art form glassworks of broken glass material. In addition to luxurious impression, the unique shape will attract consumers. This could become a fairly lucrative business opportunity with a craft made from broken glass. Can also be used as building materials and roads. Existing Glassphalt, the coating material way by using 30% recycled glass material.

Materials needed are broken glass or broken bottles, jars and used whatever made of glass. The raw material is cleaned of contaminants, washed thoroughly and melted in a furnace temperature of 1,500 Celsius degrees for 24 hours. Once completely melted, then the glass is formed in accordance with the desire. Other processes can also be done is to make cuts and modifications to suit the desired design for example in the form of toys and crafts.

Various forms can be made from glass waste into new shapes with added value in it. Such as vases, lamp shades, as well as a new form of toys, trains, cars, helicopters, motorcycles, musical instrument, and other decorative lights. The price offered was quite variable depending on the size and complexity of the manufacturing process. This is one of the small business opportunities with limited funds, considering you can get raw materials in a manner that is relatively easy and cheap.

Tuesday, February 14, 2012

S & P Cuts Ratings of Banks in Spain

Financial crisis in Europe has been continuing. Standard & Poor's has cut its credit ratings of 15 Spanish banks on Monday (13/2) in a follow up step downgrade of Spain by the agency last month. Standard & Poor's has downgraded Spain's sovereign debt to A from AA-on January 13.

Standard & Poor's lowered credit ratings on 10 banks by one level and in five other banks with two levels. Spain's largest financial institutions affected by downgrades including Santander, BBVA, Bankia, and CaixaBank, rating agency said in a statement.

Rating Santander, the eurozone's largest bank by market capitalization, was lowered to A + from AA-. Then, the ratings for BBVA, Spain's second largest bank, to A from A +.

Earlier, on Monday, Fitch Ratings downgraded the credit ratings of four of the largest Spanish bank, Santander, BBVA, Bankia, and Caixabank, after Spain's sovereign debt downgraded last month.

Rating agency analysts estimate the profitability of Spanish banking system remains below its historical average over the medium term because the bank continues to operate in bad economic and financial environment.

Friday, February 10, 2012

the Benefits of Stock Index

After knowing what the index is, then we also need to know the benefits of the index, in particular stock index. Here are the stock index benefits.

Index as a benchmark of investment evaluation
the Capital and financial market index are indicators of changes that give you an idea of what is happening in the market. Thus we can answer the critical questions posed at the beginning of this post. Armed with the index, which is an objective measure as a reference or comparison of investment results have been obtained, then the success or failure of an investment strategy can be measured objectively.

We can see each issuer's stock price. From there it will look stock which has increased or decreased within a specified period. If we have stock that rose above the composite stock index, then we have a great success in our stock investment.

Index as a Tool for Investment Monitor
Investors should not wait until the end of the year to evaluate its investment activities. Because index is also an effective indicator to help investors in monitoring the investment. If an investor diligently observe the stock index every month and always compare the price of the shares was holding in the period, then he will know whether the growth of investment in shares which he held down continuously below the average stock price traded at the exchange or actually rose.

On the other hand, if in one period of the composite stock price index continued to rise consistently seen, a rise in the index was show how many other stocks whose prices rose sharply and the number of gains. Armed with the information presented by the composite stock index so that investors may start looking for other stocks that caused the stock price index rises. The trick is to find a list of stocks that were included in the calculation of the composite stock index movements and observe stocks that have a big impact on the movement of the composite stock index.

From the analysis of stocks that are members of the calculation of composite stock price index, the investor will find other stocks that could potentially provide benefits. And it is not impossible that investors can make the decision to sell their shares and buy other more profitable shares. From the analysis, we can invest wisely.

Know the Index

In a certain period of time we should review and evaluate investments that we have. Various events - both positive and negative - will ultimately affect the level of investment returns earned by investors.

A variety of critical questions to be answered so that investors really know whether the investment has been effective or not. Some questions to ask include: What is my return on investment is sufficient? How effective investment strategies that have been executed? From the answers obtained, investor will know that their investment strategy still on the right track or not. Thus investor will have a solid basis for better investment decisions in the future.

To answer these questions it would need a benchmark or reference to the objective as a comparison of the returns from investing activities was run. One of the measurement tools of objective comparison is already available in the market and can be accessed by investors : index. Yes index, let us discuss more about the index in terms of investment.

Know the Index
In capital markets and finance, we know the term stock index, although index is not monopolized by stock market, but also used in many other markets such as index funds at the bond market and the forex market. It is actually not surprising because the first index is used in finance and capital markets namely the stock index.

Charles H. Dow - a financial pages journalist - is the first person to introduce the use of index to monitor the prices of American stocks in 1896. The introduction of the index was the forerunner of the Dow Jones Industrial Average (DJIA) aka dow jones index, a stock price index is referred to by many of the world's financial players to date. Other popular index is nikkei index .

The index itself is a statistical indicator that shows the size change of a particular object. Stock index will give an overview of the size of price changes in the stock market in a given period. An overview of how large the bond market moves up or down can also be obtained by observing the size of the change in bond price index figures. An index number is generated from a series of calculations to link today's prices with prices in the days before, so it indicated that the price today is higher or lower than the previous day.

By combining the methodology of calculation of index with a choice of capital markets and financial instruments are included in the calculation, then the index is expected to provide an accurate picture of market conditions and direction of movement of the cutting edge of an investment instrument.